Don't wait until it is too late to sign up for Long Term Care insurance (LTCi). The cost of the Alzheimer's care home for my mom was right at $5000 a month plus some prescription and provider co-pays. Her Social Security and VA benefits covered...

Many store credit card applications now ask if you would like security insurance on your card. In the event of disability and/or death, the insurance carrier would pay the entire amount owed to the company. Some charge a flat fee and others base it on...

Is your computer backed up to the cloud and does your homeowners insurance cover travel losses? Let me tell you a story: You are out of town on business and staying at a local hotel. It's been a good day; you drop your computer bag...

Watching the crazy weather around the world on the news this morning, a guest tip about insurance was timely. Do you know what your insurance covers? And doesn't cover? It is your personal responsibility to know these things. From Steeleworker Wilene Dunn: We are new homeowners - there...

Overheard several times recently, "What's the point of mobile phone insurance? They never pay any of the claims and, if they do, they have such high deductibles." So, I ask, do you really know what your mobile phone insurance covers and what your deductible is?...