Stop Acting Rich … And Start Living Like A Real Millionaire

stop-acting-richStop Acting Rich: …And Start Living Like A Real Millionaire by Thomas J. Stanley is a follow-up to his hugely successful The Millionaire Next Door: The Surprising Secrets of America’s Wealthy. Stanley’s premise in both books is that rich people, those with true wealth, don’t usually live a lavish lifestyle. They don’t drive new, fancy cars. They don’t live in big, showy houses. They live in middle class neighborhoods, are frugal, don’t take expensive vacations … you get the picture. Truly wealthy people don’t spend money, they invest money. And, make more money. See more at

A personal testimonial from Dayna Steele, CEO:

My marriage to Wonder Husband was on the brink of breaking up. We were fighting constantly and most of the tension and stress came from our debt and fights over money. Or the lack thereof. A lot went into making the amazing relationship we have today. I credit much to finding and reading The Millionaire Next Door: The Surprising Secrets of America’s Wealthy. I can’t thank Thomas J. Stanley enough. The book inspired us to assess our income, debt, and spending habits. Here are just a few of the things we did together:

  • We had an SUV and two sports cars including Charlie’s beloved Porsche. We got rid of the sports cars and bought a small, used car. As we were able to save money, we paid both of these off within a couple of years. We will now drive cars until they are 8 to 10 years old.
  • We cancelled all monthly services such as HBO, the gym, etc. We got the bare bones cable and internet service. “It’s only $10 a month” adds up, especially when it is several things. Do the math.
  • We cancelled the home phone and got the cheapest, most basic of mobile phone services for both of us.
  • We watched what we threw away each day. Every time you put something in the trash, you are putting money in the trash. That adds up as well. Individual water bottles, individual yogurt cups, individual chip bags, paper towels, napkins, baggies – you name it – if we threw it away, we stopped using it. People think we are so contentious about saving the planet. We are but it all started just to save money. Again, it adds up.
  • We stopped eating out except for very special occasions.

  • We stopped throwing out leftovers.
  • Entertainment consisted of Uno cards, bike rides, and anything else we could find that was free.
  • Starbuck’s was out of the question.
  • We only bought things we needed – not wanted.
  • We did this for close to 10 years.

Live like nobody else now so you can live like nobody else later. – Dave Ramsey

We are getting ready to buy a ‘dream’ car for Charlie but can now afford to do so without a fight or a problem. And, we continue to live the above lifestyle most of the time. We spend the money we now save on experiences and adventure. Not stuff.

Take the time to read Stop Acting Rich: …And Start Living Like A Real Millionaire by Thomas J. Stanley. It is so worth it to create your own net worth! -Dayna